What to Do Immediately After a Car Accident in Charleston, SC

Woman on phone stands beside two cars involved in a collision, with visible damage to the vehicles, under a blue sky.

A car accident can happen in an instant, leaving you overwhelmed and unsure of what to do next. Whether it’s a minor fender bender on King Street or a serious crash on I-26, knowing the right steps to take can protect your health, legal rights, and financial well-being.

Why Choose Taylor Anderson Law Firm After a Car Accident?

If you’ve been injured in a car accident, having a skilled attorney on your side can make all the difference. Taylor Anderson, a respected Charleston personal injury lawyer, has been representing car accident victims for over 15 years. His qualifications include:

  • Juris Doctor (J.D.), cum laude, University of Georgia School of Law
  • Bar Admissions in South Carolina (2008) and Georgia (2004)
  • Recognized as a Martindale-Hubbell Preeminent Lawyer (2021-2023) for legal excellence
  • Member of the South Carolina Bar Association, Georgia State Bar, and Charleston County Bar Association
  • Extensive litigation experience in both state and federal courts

With thousands of car accidents occurring in Charleston each year, knowing your legal options is essential. In 2022 alone, Charleston County saw over 14,000 traffic collisions, with speeding and distracted driving among the leading causes. If you’ve been injured due to another driver’s negligence, Taylor Anderson Law Firm can help you navigate your legal claim.

Steps to Take After a Car Accident in Charleston, SC

1. Check for Injuries and Call 911

Your safety and the safety of others should be your top priority. If you or anyone else is injured, call 911 immediately. Under South Carolina law, drivers must report accidents involving injuries, fatalities, or property damage exceeding $1,000. Given that over 3,000 serious injuries resulted from car crashes in South Carolina in 2022, seeking immediate medical attention is critical.

2. Move to a Safe Location

If your vehicle is blocking traffic and it’s safe to do so, move it to the side of the road. Turn on your hazard lights to warn other drivers. Charleston’s busy intersections—like those near US-17 and I-526—can be particularly dangerous for secondary accidents.

3. Call the Police and File an Accident Report

Even if the accident seems minor, having an official police report can be crucial when filing an insurance claim or pursuing legal action. Officers will document key details, including driver statements, vehicle damage, and possible traffic violations.

4. Gather Evidence at the Scene

If possible, collect as much information as you can:

  • Take photos of vehicle damage, road conditions, traffic signs, and any visible injuries
  • Exchange information with other drivers, including insurance details
  • Get witness statements if anyone saw the accident

This documentation can be invaluable if you need to prove liability, especially in a city like Charleston, where distracted driving is a factor in a significant percentage of crashes.

5. Seek Medical Attention

Even if you feel fine, some injuries—such as whiplash or internal trauma—may not be immediately apparent. South Carolina has seen a rise in delayed injury claims due to accidents, emphasizing the importance of early medical evaluation. Visiting a doctor not only ensures your well-being but also provides medical records that may support your case.

6. Notify Your Insurance Company

Contact your insurance provider as soon as possible. Be honest about the accident but avoid admitting fault. Insurance companies often try to minimize payouts, so having an attorney review any settlement offers can help protect your interests.

7. Consult a Charleston Car Accident Attorney

Navigating a car accident claim can be challenging, especially when dealing with insurance adjusters, medical bills, and lost wages. An experienced attorney can help investigate the accident, negotiate with insurance companies, and pursue compensation for your injuries. With fatal crashes increasing by 12% in Charleston County in recent years, legal representation is more important than ever.

Frequently Asked Questions (FAQs)

Q: What if the other driver is uninsured?

A: South Carolina law requires all drivers to carry uninsured motorist coverage. If the at-fault driver doesn’t have insurance, you may still be able to recover damages through your own policy. An attorney can help explore additional legal options.

Q: How long do I have to file a car accident claim in South Carolina?

A: The statute of limitations for personal injury claims in South Carolina is three years from the date of the accident. If you miss this deadline, you may lose your right to seek compensation.

Q: What if I was partially at fault for the accident?

A: South Carolina follows a comparative negligence rule, meaning you can still recover damages as long as you are less than 51% at fault. However, your compensation may be reduced based on your percentage of responsibility.

Q: What damages can I recover after a car accident?

A: Depending on the severity of your case, you may be entitled to compensation for:

  • Medical expenses (hospital bills, rehabilitation, future care)
  • Lost wages and reduced earning capacity
  • Property damage
  • Pain and suffering

Q: Do I need an attorney if the insurance company offers a settlement?

A: It’s always advisable to consult with an attorney before accepting a settlement. Insurance companies often offer low initial settlements that may not cover long-term medical expenses or other damages. An experienced car accident lawyer can negotiate for a fair amount.

Contact Taylor Anderson Law Firm for Help

If you or a loved one has been injured in a car accident in Charleston, knowing your rights and taking the right steps can make a difference in your recovery and legal case. Taylor Anderson Law Firm is committed to providing strong legal advocacy for accident victims across South Carolina.

Posted on behalf of Taylor Anderson Law Firm


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