How Comparative Negligence Works in South Carolina Car Accident Cases

After a car accident in South Carolina, determining who is at fault is crucial for pursuing compensation. South Carolina follows the legal principle of modified comparative negligence, which affects how much you can recover if you share some responsibility for the accident. Understanding how comparative negligence works can help you protect your rights and make informed decisions after an accident.
Why Choose Taylor Anderson Law Firm for Your Car Accident Case?
If you’ve been injured in a car accident, having an experienced attorney by your side can make all the difference. Taylor Anderson, a respected South Carolina personal injury lawyer, brings over 20 years of experience to each case he handles. His qualifications include:
- Juris Doctor (J.D.), cum laude, University of Georgia School of Law (2004)
- Bar admissions in South Carolina (2008) and Georgia (2004)
- Recognized as a Martindale-Hubbell Preeminent Lawyer (2021–2023)
- Extensive experience litigating personal injury cases in both state and federal courts
- Member of the South Carolina Bar Association, Georgia State Bar, and Charleston County Bar Association
With his in-depth knowledge of South Carolina car accident laws, Taylor Anderson Law Firm is here to help you navigate the complexities of comparative negligence and pursue the compensation you deserve.
Understanding the Impact of Comparative Negligence in South Carolina
South Carolina sees thousands of car accidents every year, making understanding the state’s negligence laws crucial for anyone involved in a crash. According to the South Carolina Department of Public Safety (SCDPS), there were 161,448 total collisions in 2023, with 915 fatalities resulting from these accidents. Many of these crashes involve multiple parties, making fault determination complex.
If you’ve been involved in a car accident in South Carolina, knowing how comparative negligence works is vital. South Carolina follows modified comparative negligence, which allows you to recover compensation as long as you are less than 51% at fault. However, your compensation will be reduced based on your percentage of fault.
Example:
If you are found 20% at fault and your total damages are $50,000, your compensation will be reduced by 20%, leaving you with $40,000.
Why Fault Percentage Matters
Fault percentage plays a crucial role in your case. If your percentage of fault exceeds 51%, you are barred from recovering compensation under South Carolina law. This can significantly affect your ability to pursue compensation for medical bills, lost wages, and other damages.
South Carolina’s busy highways, including I-26 and I-95, see frequent accidents. The state reported 57,165 injury collisions in 2023 alone, many of which require careful analysis of fault, especially when multiple vehicles are involved. It’s essential to have a legal expert like Taylor Anderson to ensure you’re not unfairly assigned more blame than you deserve.
How Comparative Negligence Is Determined
Determining fault in a car accident is complex, especially when multiple drivers are involved. Evidence such as police reports, witness statements, traffic camera footage, and accident reconstruction analysis are used to determine who is at fault and by how much.
In South Carolina, where accidents are widespread—more than 161,000 collisions occurred in 2023—it’s essential to work with an attorney who understands how to gather and analyze the evidence needed to prove or dispute fault.
How Comparative Negligence Affects Insurance Claims
Insurance companies often use the comparative negligence rule to reduce your settlement offer. They may argue that you were partially at fault, even in cases where that’s not entirely true. Given that 10.9% of South Carolina drivers are uninsured (according to the Insurance Information Institute), it’s especially crucial to protect your rights. You may find that an insurance company tries to assign more blame to you than is warranted in order to limit their payout.
South Carolina also has minimum auto insurance requirements that every driver must meet, including $25,000 in bodily injury liability per person. However, this often isn’t enough to fully cover medical bills and property damage in a serious accident, especially when you’re partially at fault. Having an experienced lawyer like Taylor Anderson can ensure your settlement is fair.
Common Scenarios Involving Comparative Negligence
In South Carolina, a state with high traffic volume and frequent accidents, it’s not uncommon for fault to be shared between multiple parties. Here are a few scenarios that demonstrate how comparative negligence works:
- Failure to Yield: If both drivers fail to yield, fault may be split. This is common in urban areas or on highways, where traffic can be dense and visibility limited.
- Rear-End Collisions: The following driver is often at fault, but there may be circumstances where the lead driver is also partially responsible, such as stopping abruptly without warning.
- Multi-Vehicle Collisions: On highways like I-26 or I-95, where heavy traffic is common, multiple drivers may share blame. South Carolina alone recorded 57,165 injury collisions in 2023, and many of these involve multiple parties.
In these cases, determining how to fairly divide the responsibility can be complicated and may require expert legal analysis.
Why Choose Taylor Anderson Law Firm?
Taylor Anderson is a respected South Carolina personal injury lawyer with a proven track record of helping accident victims in the state. His credentials include:
- Juris Doctor (J.D.), cum laude, University of Georgia School of Law (2004)
- Bar admissions in South Carolina (2008) and Georgia (2004)
- Recognized as a Martindale-Hubbell Preeminent Lawyer (2021–2023)
- Extensive experience litigating personal injury cases in both state and federal courts
With a deep understanding of South Carolina’s car accident laws and a personalized approach to each case, Taylor Anderson Law Firm is dedicated to helping you pursue the compensation you deserve.
Frequently Asked Questions (FAQs)
Q: Can I still recover compensation if I was partially at fault?
A: Yes, as long as you are less than 51% at fault, you can recover compensation. However, your award will be reduced by your percentage of fault.
Q: How is fault determined in South Carolina?
A: Fault is determined through evidence such as police reports, witness statements, and accident reconstruction.
Q: How long do I have to file a car accident claim in South Carolina?
A: You have three years from the date of the accident to file a personal injury claim.
Q: What should I do if the insurance company blames me for the accident?
A: If the insurance company argues that you were at fault, it’s important to consult an attorney to protect your rights and negotiate a fair settlement.
Contact Taylor Anderson Law Firm for Help
If you’ve been injured in a car accident in South Carolina, understanding how comparative negligence works is essential for protecting your right to compensation. Taylor Anderson Law Firm is here to guide you through the legal process and advocate for your best interests.
Posted on behalf of Taylor Anderson Law Firm